Get up to 60 days to pay for business inputs

Short-Term Input Finance empowers you to Buy Now and Pay Later your business inputs and consumables. This flexible payment option allows you to acquire what your business needs without the burden of upfront payments. Your cash flow will appreciate the flexibility.

what we offer

Buy from your supplier now, repay the invoice within 60 days

Improve your cash flow with a short-term loan

Improve your cash flow

Avoid upfront cash payments to your suppliers. Pay up to 60 days later. Manage seasonal fluctuations more effectively.

Apply for a business loan in minutes

Fast & simple application

Apply online in minutes and receive an answer within 72 hours. No paperwork. No commitment. Free approval.

Flexible credit for agriculture

Flexible credit

Pay one or multiple invoices up to R25,000.
Utilize the facility to purchase inputs, feed, packaging, small equipment, etc.

Transparent interest rate for agriculture loan

Transparent pricing

0.15% per day with a minimum total fee of R500, applicable only on what you've spent, not what you've been approved for. Monthly billing.

How it works

Get approved for free in 3 easy steps

Qualify for a loan

Apply online

Sign up, identify your business, complete the application. Takes less than 10 mins.

Apply for a loan online

Get approved

If approved, receive an offer within 10 business days.

Access your loan

Access your funds

Submit supplier invoices. Suppliers receive payment within 24 hours.

Apply Now

Application Requirements

To be eligible, you must meet the following criteria:

Minimum 1 year of operation and R500,000 in annual revenue

Registered and Compliant business (CIPC and SARS)

Operate with a business bank account

To apply, you will be asked to:

Provide your South African ID number (as Director)

Provide your agribusiness CIPC registration number

Complete a short application form (less than 5 minutes)

Link or submit 6 months of business bank statements

Agree to Pumpkn conducting a personal and business credit check