Boost your cash flow during the season. Invest in your growth. Access financing from R5,000 to R5,000,000 for farming & agro-processing business.
At Pumpkn, we offer and facilitate finance for businesses in agriculture or food processing. This finance comes in the form of working capital, used to cover operational expenses, and unforeseen costs, or as asset finance to expand through acquiring tools, machinery, or equipment.
Certainly, we are. Our company (Ag Digital Ventures (Pty) Ltd) is registered with the National Credit Regulator under the registration number NRCP18423.
The interest rate depends on the type of loan (financial product), loan duration, and your business's risk profile. Applying and getting approval is free. You only incur charges when a loan is extended to your agribusiness.
No, we do not offer grant funding. All our loans carry interest or fees and are repayable within the agreed timeframe. Failure to repay may negatively impact your credit score.
Yes, a registered and compliant business, along with bank statements, is required.
No, many of our loans are uncollateralized. This means we don't require you to own property or use it as collateral if you're unable to repay the loan.
At a minimum, you need a registered business with a minimum annual revenue of R500,000 and six months of bank statements. Additional requirements may apply based on your loan type and your business's risk profile.
Explore our available finance options on the relevant pages. When ready, click 'Apply Now' or 'Get Approved For Free' and follow the simple instructions. The process typically takes less than 10 minutes.
We generally don’t pay funds directly into your bank account. You will typically be required to submit your supplier invoices and Pumpkn will make payment to your suppliers within 24 hours.
