No worries! We're here to help you take those first steps. Access your initial funding with minimal fuss and maximum support.
Let's keep the ball rolling! As your business grows, unlock larger loan amounts and enjoy more flexible terms as you prove your reliability.
You've shown us what you're capable of, and we're ready to invest in your success. Access executive-level financial options tailored to your needs and take your business to new heights.
Don't let a temporary cash shortage slow you down.
Get up to 60 days to pay your suppliers, giving you breathing room to manage your cash flow.
Don't miss out on growth opportunities due to lack of capital. Get the funds you need to fulfil your contract and grow your business.
Don't let unpaid invoices hold your business back. Our invoice financing turns your outstanding invoices into immediate cash, so you can keep your operations running smoothly.
Pumpkn is here to champion South African food and agricultural SMEs like yours. We see your potential, and we're ready to invest in your vision – even when others won't.
Kickstart Your GrowthWe've designed our application process to be as quick and straightforward as possible so you can focus on what matters most – growing your business.
Tell us about your agricultural business and food processing SME, its goals, and how our financing solutions can help you achieve them. Our user-friendly online application takes less than 10 minutes to complete.
We'll swiftly assess your business's potential using our cutting-edge technology and experienced credit team. Expect a decision fast, and rest assured - we'll keep you informed every step of the way.
Once approved, simply submit your supplier quotes or invoices. We'll then pay your vendors directly within 24 hours.
Tell us about your agricultural business and food processing SME, its goals, and how our financing solutions can help you achieve them. Our user-friendly online application takes less than 10 minutes to complete.
We'll swiftly assess your business's potential using our cutting-edge technology and experienced credit team. Expect a decision fast, and rest assured - we'll keep you informed every step of the way.
Once approved, simply submit your supplier quotes or invoices. We'll then pay your vendors directly within 24 hours.
We’ll assess your situation, not just your credit score, and provide you with agricultural loans and tailored funding options for your food SME that meet your needs. Pay us back, and you’ll unlock even more agri financing options as you grow.
Get Funded
We’ll assess your situation, not just your credit score, and provide you with agricultural loans and tailored funding options for your food SME that meet your needs. Pay us back, and you’ll unlock even more agri financing options as you grow.
Get Funded
"Pumpkn has been the perfect funding partner for my growing business. The loan application process is simple, and their team provided excellent advice on the best funding solutions for our needs. Their idea of a 'Funding Ladder' and their network of lending partners is an exciting approach to progressively accessing larger funding as our business grows."
More Testimonials
“I was impressed by how easy it was to secure a loan with Pumpkn. The terms were fair, and the interest rates were competitive. This service truly understands the needs of business owners. Highly recommend!”
One of our friendly Pumpkns will call you back.
We specialise in financing for agriculture and food processing businesses. This includes:
- Working Capital: To cover daily expenses, unexpected costs, or seasonal fluctuations.
- Asset Finance: To purchase equipment, machinery, or other assets to grow your business.
Yes, we are. Our company (Ag Digital Ventures (Pty) Ltd) is registered with the National Credit Regulator (NCR) under number NRCP18423.
Your interest rate will depend on several factors such as the the type of loan you choose, the length of your repayment term or your business's financial risk profile.
Applying and getting approved is free – you only incur charges when you accept a loan offer.
No, we do not. All our loans involve interest or fees and must be repaid according to the agreed schedule.
Yes, you'll need a registered and compliant business and at least six months of bank statements.
Not necessarily. Many of our loans are unsecured, meaning you don't need to put up property as collateral.
You'll need:
- A registered business.
- At least R500,000 in annual revenue.
- Six months of bank statements.
Additional requirements may apply depending on your chosen loan and your business's risk profile.
Explore our financing options on this page. Click "Apply Now" or "Get Approved For Free." Follow the simple online instructions – it takes less than 10 minutes!
Once approved, simply submit your supplier invoices, and we'll pay them directly within 24 hours. We generally don't deposit funds directly into your bank account.
The Heritage Firestation
16 Baker Street
Rosebank
Johannesburg
2193
Meet Pumpkn, the financial partner you can bank on.
The Heritage Firestation
16 Baker Street
Rosebank
Johannesburg
2193
© 2025 AG Digital Ventures (Pty) Ltd. t/a Pumpkn.io. All rights reserved. AG-Digital Ventures (Pty) Ltd. t/a Pumpkn.io is a registered Credit Provider in terms of the National Credit Act.National Credit Regulator registration number NCRCP18413 | SEO Services by SOMS Digital
