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Apply for working capital

Up to R5,000,000 in working capital for established South African food and agricultural SMEs. Preliminary decision within 48 hours; full disbursement within 5 business days.

Quick eligibility

Five things we need to fund you

Pumpkn lends to established South African food and agricultural SMEs. If you tick all five below, you're in scope.

My business is in agriculture, food or a closely related sector
Registered with CIPC as a private company (Pty) Ltd — not a sole proprietor
I am a director of the business (or a director will apply on the business's behalf)
Trading for at least 12 months (food manufacturers) or 3 years (agribusinesses)
Monthly turnover of at least R85,000 (R1m+ per year)

Not quite there? Chat to us anyway — sometimes we can still help.

Two ways to apply

Pick the path that suits you. Both land with the same team.

Chat with Pumpkn AI

Answer a few questions, share your documents, get an indicative response. The fastest path.

Start chat

Apply by email

Opens a templated email to hello@pumpkn.io with the snapshot we need to assess you. Reply within one business day.

Open email

Either path, we need: each director's ID and proof of address, the business CIPC registration document, and 6 months of business bank statements (12 months for facilities above R500,000). Management accounts are enough — audited financials are not required.

Regulated. POPIA-compliant. Pricing on the page.

Pumpkn is registered with the National Credit Regulator under NCRCP18413. Our POPIA Information Officer is Zaheer Dindar (compliance@pumpkn.io). Pricing is published on the home calculator with a full NCA s.92 representative example. See our Privacy Policy and PAIA Manual.