Become a Lender

Small and mid-size agribusiness finance is crucial for Africa's growth. Yet it is one of the most challenging sectors to fund. Our technology makes funding agriculture easier and cheaper.

+45M

Over 45 Million

SME's are in need of business funding, but are unlikely to qualify for traditional bank loans.

+$47B

Forty Seven Billion USD

is the estimated finance gap in South Africa.

<$10K

Under ten thousand USD

in funding is needed to help these entrepreneurs further the South African economy.

Originate leads through
technology

Our technology accelerates lending, minimises cost and ensures that SMEs are healthy... and repay on time

Origination: Progressive, digital data acquisition – linked to our funding ladder – to reduce origination friction and costs.

Retention: Automated data collection and insights, post-investment, to retain SMEs with AI-tailored funding journey.

Monitoring: Real-time portfolio monitoring to reduce default risks, ensure sustainable growth, and graduate SMEs.

Post-investment monitoring

Our post-investment monitoring tool, developed in close collaboration with lenders, incorporates years of SME behavioural observation to limit leakage.

At the core, our date engine enables ‘real-time’, multi-source data acquisition.

With ‘real-time’ date, we can track SME performance, key ratios and other leading indicators of default, providing ‘real-time’ notification to managers. The tracking and reporting is customisable to meet the needs of lenders and their development mandate, at the SME and portfolio level

Post-investment monitoring

Our post-investment monitoring tool, developed in close collaboration with lenders, incorporates years of SME behavioural observation to limit leakage.

At the core, our date engine enables ‘real-time’, multi-source data acquisition.

With ‘real-time’ date, we can track SME performance, key ratios and other leading indicators of default, providing ‘real-time’ notification to managers. The tracking and reporting is customisable to meet the needs of lenders and their development mandate, at the SME and portfolio level

Key industry associates

Leading change with technology

At Pumpkn, we've made lending lekker easy with our cutting-edge AI-powered software. Say goodbye to the complexities of traditional lending.  Our platform empowers you to:

  • Access a pool of pre-vetted clients: We do the legwork so you can focus on what matters most - growing your investment.
  • Make informed decisions with confidence: Obtain comprehensive KYC, financial, and compliance data for efficient credit appraisals.
  • Reduce risk and build lasting relationships: Build client profiles over time and monitor loans in real-time to proactively manage your portfolio
  • Gain valuable insights: Use tailored monthly data collection to effectively manage and grow your SME portfolio.
  • Unlock new opportunities: Utilise diverse finance options to enhance the sales of various products and services needed by SMEs.

Diversify your portfolio

Fuel upcoming South African enterprise, aid in job creation, and boost the economy.

We integrate with major banks to ensure data accuracy and ease application.