The challenge
As Noir Caviar's reputation grew and projects multiplied, the agency faced working-capital shortages — immediate supplier and operational expenses while clients paid on net-30 or net-60 terms. This created gaps that risked both opportunities and momentum.
The solution
After discovering Pumpkn's Purchase Order financing, Noir Caviar accessed upfront capital to cover materials and labour, pay suppliers on time, accept larger contracts without delay, and avoid personal credit risk or long-term debt.
The outcome
Since partnering with Pumpkn, the agency added new clients, expanded its team, improved profitability, and strengthened supplier relationships through consistent payments. The business shifted from survival-focused to strategic thinking, confidently bidding on bigger contracts.
12+
Years in business
100%
Black female-owned
Durban
KwaZulu-Natal
"Pumpkn isn't just a lender — it's a growth partner. Just having a PO was enough to access funds we needed to grow."
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